Mortgage Calculator
Full monthly payment with taxes, insurance & PMI
See your real monthly house payment — not just principal and interest, but property taxes, insurance and PMI too. Enter the details below.
What PITI means
Your payment is more than the loan: Principal, Interest, property Taxes and Insurance. With less than 20% down, lenders also add PMI (private mortgage insurance), which we estimate at ~0.5%/yr of the loan.
Estimate only — your lender's exact figures, taxes and insurance will vary.
Frequently asked questions
How much is the monthly payment on a $300,000 mortgage?
At 6.5% over 30 years, principal and interest is about $1,896/month — before taxes, insurance and any PMI.
What is PMI and when do I pay it?
Private mortgage insurance is usually required when you put down less than 20%, and can often be dropped once you reach 20% equity.