Savings Goal Calculator
Monthly amount to hit a savings target
Saving for a house, car or emergency fund? Enter your goal, what you've already saved, an expected return and your timeframe to find the monthly amount you need.
Time does the heavy lifting
The longer your timeframe, the more compound growth helps and the less you have to save each month. Even a modest return meaningfully lowers the contribution needed for distant goals.
Frequently asked questions
How much should I save each month?
Work backward from your goal and deadline — this calculator gives the exact monthly figure, accounting for growth on what you save.
What return should I assume for savings?
For short-term goals use a conservative savings/CD rate; for long-term goals a diversified-investment estimate (~5–7%) is common but not guaranteed.